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# LK Daily Money Management

Practical Solutions, Personal Support

## Sitemaps

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## Posts

- [The LK Blog](https://lkmoneymgmt.com/blog/) - Lkmoneymgmt.com offers Personal Money Manager, Personal Financial Management at East Rockaway NY, Oceanside NY, Rockville Centre NY, Valley Stream NY, Nassau County NY, Queens NY, NYC, and New York
- [How to Avoid AI Scams](https://lkmoneymgmt.com/technology-and-seniors/how-to-avoid-ai-scams/) - Online scams are nothing new, but artificial intelligence is making it harder for people to recognize them. It has also made it easier for criminals to target large numbers of victims at little cost. You may think you can’t be tricked, but in 2025, Americans lost over $893 million to cybercrimes involving AI. Do you
- [Caring for a Loved One Who Doesn't Want Help](https://lkmoneymgmt.com/families-with-seniors/caring-for-a-loved-one-who-doesnt-want-help/) - When you are caring for a loved one who doesn't want help, it can be both frightening and frustrating. You see the danger and offer your assistance, only to hear, "I'm fine. I don't need any help." While you cannot force a loved one to accept your support, understanding their concerns and adjusting your approach may change their mind.
- [Why Every Solo Ager Needs a Strong Support Network](https://lkmoneymgmt.com/senior-planning/why-every-solo-ager-needs-a-strong-support-network/) - If you’re a solo ager and approaching retirement, you probably worry about whether you have enough money to support yourself. But other concerns are just as important. Who will notice if you have a health or financial problem? Are there people you trust who are willing and able to help you with tasks you cannot
- [10 Red Flags Your Loved One May Need Help Managing Their Finances](https://lkmoneymgmt.com/money-management/10-red-flags-your-loved-one-may-need-help-managing-their-finances/) - A study by Johns Hopkins University found that people with dementia had problems managing their finances as much as six years before their diagnosis. It showed up in missed credit card payments and lower credit scores. Research suggests financial mistakes may be one of the earliest red flags of cognitive decline. By recognizing the signs
- [The Pros, Cons, and True Costs of Aging in Place](https://lkmoneymgmt.com/aging/the-pros-cons-and-true-costs-of-aging-in-place/) - A 2024 AARP survey found that 75% of adults over 50 would prefer to remain in their current homes as they age. Unfortunately, aging in place is not always as simple as it sounds. Where you live as you get older can greatly affect your finances, health, safety, and overall quality of life. Since it’s
- [Managing Your Finances and a Parent’s? Here’s What to Watch For](https://lkmoneymgmt.com/families-with-seniors/managing-your-finances-and-a-parents-heres-what-to-watch-for/) - If you’re helping manage a parent’s finances, you’re now running two financial lives. You have your own bank accounts, bills, taxes, insurance, savings, and investments to handle along with your loved one’s. That means two cash flows, two filing systems, and two sets of deadlines. The time and mental energy required add up quickly, and
- [Budgeting in Retirement](https://lkmoneymgmt.com/money-management/budgeting-in-retirement/) - If you’re approaching retirement, you’re probably focused on one big question: Do I have enough saved? But once retirement begins, a different challenge takes over. You need to learn how to effectively manage your money on a monthly basis without a paycheck coming in. With proper budgeting in retirement, you can reduce your chances of
- [How a Prenuptial or Postnuptial Agreement Can Make Your Marriage Stronger](https://lkmoneymgmt.com/money-management/how-a-prenuptial-or-postnuptial-agreement-can-make-your-marriage-stronger/) - Valentine’s Day reminds us to celebrate our relationships, and prenuptial and postnuptial agreements can be part of that. Many people assume these agreements are about mistrust or preparing for divorce. In reality, they enable couples to discuss and find solutions to financial issues before they become a problem and ruin a marriage. Going through the
- [Sibling Disputes Over Caregiving](https://lkmoneymgmt.com/families-with-seniors/sibling-disputes-over-caregiving/) - Caregiving can bring some families together but drive other ones apart. Unfortunately, sibling disputes are common even when everyone has the best of intentions. The emotional, physical, and financial strain of caring for a parent and watching them struggle, combined with pre-existing family dynamics, can often lead to conflicts and misunderstandings. But many families can
- [Talking to Your Adult Children About Your Finances](https://lkmoneymgmt.com/senior-planning/talking-to-your-adult-children-about-your-finances/) - Talking to your adult children about your finances is one of the most thoughtful things you can do. It helps avoid confusion later, ensures your wishes are respected, and gives everyone peace of mind.
- [Holiday Budgeting for Needs, Wants, and Everything in Between](https://lkmoneymgmt.com/uncategorized/holiday-budgeting-for-needs-wants-and-everything-in-between/) - As the holidays approach, even the most financially disciplined families can go off track with their spending. The cost of gifts, decorations, travel, and entertainment adds up quickly, and it’s easy to justify it as part of the season of giving until you get the bill in January. If you’re worried about your finances, cutting
- [How to Improve Your Credit Score](https://lkmoneymgmt.com/personal-finance/how-to-improve-your-credit-score/) - Your credit score affects loans, credit cards, jobs, leases, interest rates and insurance premiums. So, how can you improve your credit score?
- [How to Handle Your Finances When One of You Earns (or Owes) a Lot More Money](https://lkmoneymgmt.com/money-management/how-to-handle-your-finances-when-one-of-you-earns-or-owes-a-lot-more-money/) - Dealing with money issues can be challenging for any couple, but it can be especially difficult when there is a sizable financial disparity between you and your partner or spouse. If one of you has significantly more income, assets, debt, or expenses, it can strain even the healthiest relationship if not addressed with care, honesty,
- [A Post-Divorce Checklist for Your New Life](https://lkmoneymgmt.com/divorce/a-post-divorce-checklist-for-your-new-life/) - Finalizing a divorce may bring closure to one chapter of your life, but before you can move forward, you should go through a post-divorce checklist.
- [Is Lifestyle Creep Jeopardizing Your Finances?](https://lkmoneymgmt.com/money-management/is-lifestyle-creep-jeopardizing-your-finances/) - Did you get a raise, but you’re not saving more money? Is your spending increasing along with your salary? If so, the reason may be lifestyle creep (or lifestyle inflation), a common scenario where your discretionary expenses go up as your income rises. It happens gradually, without you realizing how much more money you’re paying
- [Life After Caregiving Ends](https://lkmoneymgmt.com/families-with-seniors/life-after-caregiving-ends/) - In my personal and professional life, I’ve witnessed many caregivers struggle with life after caregiving and have experienced it myself. After months or years spent devoted to a loved one, the individual passes away, leaving the caregiver with a new set of emotions and challenges. If you’re in this position, there are steps you can
- [Financial Literacy Essentials as You Age – Part II](https://lkmoneymgmt.com/money-management/financial-literacy-essentials-as-you-age-part-ii/) - As you age, improving your financial literacy is crucial so you have the knowledge and skills to effectively handle your finances and remain independent.
- [Financial Literacy Essentials as You Age – Part I](https://lkmoneymgmt.com/uncategorized/financial-literacy-essentials-as-you-age-part-i/) - Financial literacy is important throughout our lives with different information needed at every stage. As we get older, ensuring that we don’t outlive our savings, and we can maintain our independence takes precedence. In honor of Financial Literacy Month, take time to educate yourself on the additional risks that come with aging. Changes in Income,
- [How to Build an Emergency Fund Before a Crisis Hits](https://lkmoneymgmt.com/money-management/how-to-build-an-emergency-fund-before-a-crisis-hits/) - Your home or car was damaged in a storm. Your spouse lost his job. Insurance didn’t cover some of your medical bills. Life is full of unexpected twists and turns. That’s where an emergency fund comes in. It serves as a financial cushion allowing you to pay for unforeseen expenses without resorting to getting cash
- [Is Your Spouse Guilty of Financial Infidelity?](https://lkmoneymgmt.com/money-management/is-your-spouse-guilty-of-financial-infidelity/) - According to a 2024 survey, 48 percent of individuals in relationships admitted to financial infidelity, including hiding credit card balances and expensive purchases. Concealing finances isn’t necessarily about trying to cheat the other spouse. Instead, it’s often the result of a spouse’s embarrassment over financial problems, issues with control, or different priorities. Whatever the underlying
- [Are You Suffering from Caregiver Guilt?](https://lkmoneymgmt.com/families-with-seniors/are-you-suffering-from-caregiver-guilt/) - Family caregiving is an act of love, but it can also be associated with negative emotions. One of the hardest to deal with is caregiver guilt. Many caregivers judge themselves too harshly, resulting in feelings of guilt that make their lives even more stressful. Guilt can hit at any time, even after a loved one
- [How to Set Financial Goals for Next Year](https://lkmoneymgmt.com/uncategorized/how-to-set-financial-goals-for-next-year/) - With the year-end approaching, it’s a good time to take stock of your finances and plan for next year. If you want to improve your financial situation (and who doesn’t), the best way to begin is to set financial goals. Your goals are personal and should be meaningful to you, so you are motivated to
- [Protecting Important Documents in Case of a Disaster](https://lkmoneymgmt.com/uncategorized/protecting-important-documents-in-case-of-a-disaster/) - Your disaster plan should include securing important papers that are difficult to replace and may be needed in the recovery process.
- [Tips for the Sandwich Generation](https://lkmoneymgmt.com/families-with-seniors/tips-for-the-sandwich-generation/) - Are you part of the Sandwich Generation? These are individuals simultaneously caring for and supporting their kids and parents. Competing priorities have often left this generation struggling with work, financial, health, family, and time pressures. There are no easy solutions when you’re in this situation but you can take some steps to try to relieve
- [Can You Afford to Give Money to Your Adult Children?](https://lkmoneymgmt.com/uncategorized/can-you-afford-to-give-money-to-your-adult-children/) - It’s natural to want to help your kids even after they’ve become adults. These days it can feel like a necessity with the high cost of college, housing, and other expenses. According to a study by Savings.com, “47% of parents with grown children provide them with some form of financial support (not including adult children
- [6 Steps to Take As You Approach Retirement](https://lkmoneymgmt.com/senior-planning/6-steps-to-take-as-you-approach-retirement/) - What’s your vision of a perfect retirement? Relaxing in the sun, traveling the world, working when you want as much as you want? The best plan for retirement starts long before you’re ready to leave your job. The sooner you begin, the more time you have to think about what you want and plan for
- [8 Tips for Resolving Financial Disputes with Your Spouse](https://lkmoneymgmt.com/uncategorized/8-tips-for-resolving-financial-disputes-with-your-spouse/) - Are you and your spouse on the same financial page? Money is a leading cause of marital problems because conflicts are often about more than dollars and cents. How we save and spend money ties into our life experiences, level of financial education, self-perception, values, and emotions. The stakes are also high because our finances
- [10 Financial Steps to Take With Your Older Children This Summer](https://lkmoneymgmt.com/personal-finance/10-financial-steps-to-take-with-your-older-children-this-summer/) - Summer is a good time to think about teaching children and young adults about money. Maybe they are getting their first summer job as a teen or a permanent one after graduation or they are headed off to college in the fall. With more money and independence, comes the need to learn how to spend
- [How Caregivers Can Take Better Care of Themselves](https://lkmoneymgmt.com/families-with-seniors/how-caregivers-can-take-better-care-of-themselves/) - Being a caregiver can take a tremendous toll on a person’s physical, mental, and emotional health. Caregivers can be so busy helping a loved one while also managing their own personal and work life, that they don’t have time to take care of themselves. This can leave them vulnerable to health issues. If you’re a caregiver, it’s crucial to make time for self-care for your sake and your loved ones.
- [Are You Prepared for the Financial Impact of Caregiving?](https://lkmoneymgmt.com/families-with-seniors/are-you-prepared-for-the-financial-impact-of-caregiving/) - One in five adults currently provides uncompensated caregiving for their families. The economic value of that care was $600 billion in 2021 not including out-of-pocket costs, lost wages, or the cost of more complex medical/nursing care. The need for care and associated expenses are also escalating every year as more people retire and live longer.
- [Managing Your Finances for the First Time After a Major Life Change](https://lkmoneymgmt.com/divorce/managing-your-finances-for-the-first-time-after-a-major-life-change/) - If you’ve experienced the death or disability of your spouse or divorce, you know it takes a toll on your emotions and your finances. In marriage, it’s common for one spouse to manage the couple’s finances. Sometimes, tasks are split with one spouse handling investing and long-term financial decisions, while the other takes care of
- [What to Do If You’re Struggling to Pay Bills on a Six-Figure Income](https://lkmoneymgmt.com/money-management/what-to-do-if-youre-struggling-to-pay-bills-on-a-six-figure-income/) - Nearly half of Americans making $100,000 or more a year struggle to pay their bills. The same is true of 32 percent of individuals earning at least $150,000 a year. While it’s true that, six figures in New York doesn't get that far compared to lower-cost regions, it still exceeds what many people make. Those
- [5 Financial Questions to Ask Your Fiancé Before Getting Married](https://lkmoneymgmt.com/personal-finance/5-financial-questions-to-ask-your-fiance-before-getting-married/) - Money is a frequent source of arguments in marriage so it makes sense to talk about finances before getting married. Yet, many couples avoid those discussions both before and during marriage. Often, it’s because they grew up in families uncomfortable talking about money. Unfortunately, this can lead to serious conflicts damaging the couple’s relationship and
- [Tips For Managing Your Parents’ Finances](https://lkmoneymgmt.com/families-with-seniors/tips-for-managing-your-parents-finances/) - Managing parents’ finances because they can no longer handle it themselves poses many challenges starting with how to raise the issue with them.
- [Beware Holiday Scams](https://lkmoneymgmt.com/holidays/beware-holiday-scams/) - Unfortunately, the holidays are a popular time of year for scams. More people are making purchases, traveling, donating to charities, and engaging in other activities that thieves and hackers can take advantage of to make money. We’re also busy and distracted and not necessarily paying close attention to what we’re doing. Before you give out
- [7 Tips to Help You Avoid Overspending for the Holidays](https://lkmoneymgmt.com/money-management/7-tips-to-help-you-avoid-overspending-for-the-holidays/) - The holidays can cause even the most frugal people to blow their budget. Between gifts, decorations, food, entertainment, travel, and other costs, it is very difficult to avoid overspending for the holidays. However, the last thing you want to do is start next year with substantial bills that you may have trouble paying off. While The holidays can make it hard for even the most frugal people to avoid overspending for the holidays. Here are some tips to help manage your finances.
- [Who Will Handle Your Finances If You Become Incapacitated or Seriously Ill?](https://lkmoneymgmt.com/money-management/who-will-handle-your-finances-if-you-become-incapacitated-or-seriously-ill/) - Planning for incapacity or serious illness can be just as difficult as planning for death. Who wants to think of themselves as being sick and unable to handle paying bills or managing their money? This doesn’t just include lying on your deathbed in the hospital. It encompasses a wide array of situations that may temporarily
- [5 Financial Strategies to Help You Survive a Gray Divorce](https://lkmoneymgmt.com/divorce/5-financial-strategies-to-help-you-survive-a-gray-divorce/) - According to several studies, currently, more than a third of all U.S. divorces are “gray divorces” – that is, involve couples who divorce after the age of 50. The financial impact of such divorces is significant, particularly for older women who can see their standard of living decline by 45% compared to 21% for men.
- [<strong>What’s Your Plan for Aging?</strong>](https://lkmoneymgmt.com/aging/whats-your-plan-for-aging/) - Aging is inevitable, but if you are like most people, you probably haven’t planned for it as well as you could. Sure, you may worry about whether you’ll have enough money to last for the rest of your life but have you really analyzed your finances in depth? Do you have essential legal documents to Aging is inevitable, but if you are like most people, you probably don't have a plan for aging.
- [<strong>Coping with Early-Stage Dementia</strong>](https://lkmoneymgmt.com/families-with-seniors/coping-with-early-stage-dementia/) - June is Alzheimer's and Brain Awareness Month and its goal is to educate people about Alzheimer's and other forms of dementia and the care that individuals with the disease require. As we age, we’re more likely to know someone dealing with dementia personally or within their families. My wife’s father had Alzheimer’s and a young friend June is Alzheimer's and Brain Awareness Month and we’re sharing tips for coping with early-stage dementia.
- [<strong>8 Tips for Spring Cleaning Your Finances</strong>](https://lkmoneymgmt.com/money-management/8-tips-for-spring-cleaning-your-finances/) - Spring is in the air and it’s time to clean up the house but don’t forget to clean up your finances while you are at it. You probably reviewed your finances over the last few months to prepare your tax return. Now, it’s time to get organized, purge documents, review your budget, and take on Spring is in the air and it’s time to clean up the house and your finances while you are at it.
- [<strong>Smaller than Expected Tax Refund? Three Things You Should Consider</strong>](https://lkmoneymgmt.com/uncategorized/smaller-than-expected-tax-refund-three-things-you-should-consider/) - Did you do your tax return and discover that your refund won’t be as large as you thought? Finding out that you won’t get the money you counted on can be very upsetting. Many people use their tax refunds to pay for large annual expenses like property taxes or insurance or to put away for Finding out that your tax refund won’t be as large as you thought can be very upsetting.
- [<strong>How to Cope with Cleaning Out Your Loved One’s Closet</strong>](https://lkmoneymgmt.com/families-with-seniors/how-to-cope-with-cleaning-out-your-loved-ones-closet/) - One of the many tasks that have to be taken care of when a loved one dies is to go through his or her possessions and decide what to do with them. This can be very emotional especially when you don’t have much time to get it done because the home needs to be vacated One task that must be taken care of when a loved one dies is to clean out his or her closet and decide what to do with personal items.
- [What to Look for in a Daily Money Manager](https://lkmoneymgmt.com/money-management/what-to-look-for-in-a-daily-money-manager/) - Are you having trouble managing your own or your loved one’s day-to-day finances? If so, you may want to speak with a daily money manager.
- [How to Protect Yourself and Loved Ones from Scams and Financial Abuse](https://lkmoneymgmt.com/technology-and-seniors/how-to-protect-yourself-and-loved-ones-from-scams-and-financial-abuse/) - Financial exploitation has increased substantially and anyone can be a victim. Understand how to protect yourself and loved ones from scams and financial abuse.
- [Do You Have a ‘Just-in-Case’ Box?](https://lkmoneymgmt.com/senior-planning/do-you-have-a-just-in-case-box/) - The best way to help loved ones is to create a ‘just-in-case’ box that contains essential information they will need if you die or become incapacitated.
- [11 Things That Should Be on Your Year-End Checklist](https://lkmoneymgmt.com/holidays/11-things-that-should-be-on-your-year-end-checklist/) - To help ensure you don’t miss anything crucial, here are a few things that should be on your year-end checklist to help your finances this year and next.
- [The Direct and Indirect Costs of Divorce](https://lkmoneymgmt.com/divorce/the-direct-and-indirect-costs-of-divorce/) - Pain, sadness, regret, disappointment…divorce can be emotionally fraught for families. In addition to the emotional cost, there can be a steep financial cost as well, some of which are immediate and others that can have long-term consequences. In the short term, many considerations have financial implications once a couple has reached the difficult decision to
- [Fatherly Financial Advice](https://lkmoneymgmt.com/money-management/fatherly-financial-advice/) - In “Rich Dad Poor Dad,” Robert T. Kiyosaki laid out the advice that he says the wealthy pass on to their children. Whether rich or poor, many fathers try to guide their children toward financial responsibility. In honor of Father’s Day this month, we offer some fatherly advice for managing money. Hard work pays off.
- [May 29th is 529 Day!](https://lkmoneymgmt.com/college/may-29th-is-529-day/) - This month, thousands of young adults will march to the strains of “Pomp and Circumstance” as they receive their college diplomas. Even if your children are years away from donning a cap and gown, experts advise that it is never too early to begin saving for college. May 29 is 529 day, a day to
- [Paying it Forward](https://lkmoneymgmt.com/current-events/paying-it-forward/) - April 18 is right around the corner, which means that for last minute tax return filers, this is crunch time! Whether you prepare you own tax return, use a service or have an accountant, you most likely need to invest some time pulling together your paperwork – W2s, 1098s, 1099s. At the same time, you’re
- [Fall in Love with Your Financial Future](https://lkmoneymgmt.com/holidays/fall-in-love-with-your-financial-future/) - With Valentine’s Day right around the corner, love is in the air. Whether you are in a committed relationship or still looking for love, just starting out or nearing retirement, there’s no better time to plan for the milestones that lie ahead. Finances are not normally a topic tied to romance but planning for a
- [Keeping the Holiday Spirit Alive All Year](https://lkmoneymgmt.com/holidays/keeping-the-holiday-spirit-alive-all-year/) - It begins around Thanksgiving…that subtle yet noticeable change in people’s behavior. We become more conscious of all we have to be thankful for. It continues right through the end of the year…that holiday spirit that leaves many of us feeling a bit more generous, open and loving toward our fellow man. We may be moved
- [Giving Thanks & Giving Back](https://lkmoneymgmt.com/holidays/giving-thanks-giving-back/) - Many people cite Thanksgiving as their favorite holiday. Thanksgiving lacks the commercialism of Christmas, the party-all-night energy of New Year’s Eve, and the religious overtones and rituals of Passover or Easter, yet it uniquely unites people of all faiths and walks of life around a central theme: gratitude. It is the one day each year
- [Schooling Kids on Money Matters](https://lkmoneymgmt.com/money-management/schooling-kids-on-money-matters/) - As children and teachers across America headed back to school with new backpacks stuffed with a raft of supplies, there is one important lesson that may be missing from the curriculum: how to manage money. Experts say these lessons should begin quite early in life. They recommend laying a sound financial foundation beginning at around
- [Financial & Life Lessons Learned from the Olympics](https://lkmoneymgmt.com/current-events/financial-life-lessons-learned-from-the-olympics/) - This year’s Olympic Games have been unlike any other. Already delayed by a year due to the COVID-19 pandemic, athletes are competing without the benefit of large groups of fans to cheer them on. The Olympic Village, normally a hive of activity, is reportedly devoid of the parties and social activities that usually accompany the
- [Men's Health Month](https://lkmoneymgmt.com/uncategorized/mens-health-month/) - With Father’s Day falling squarely in the middle of June, what better time to focus on the health of not only dads, but all the men in our lives? Since 1994, June has been designated as Men’s Health Month, a time to shine the spotlight on the many healthcare issues that affect men. And while
- [The Vital Message of Older Americans Month](https://lkmoneymgmt.com/aging/the-vital-message-of-older-americans-month/) - May is Older Americans Month, a time to pay tribute to the older people in our lives. Since 1963, May has been set aside as a time to acknowledge the contributions, resilience and strength of older adults. This year it is more important than ever to do so. The theme for this year’s Older Americans
- [Practical Advice if ‘Divorce Month’ is Overshadowing Your Valentine’s Day This Year](https://lkmoneymgmt.com/divorce/practical-advice-if-divorce-month-is-overshadowing-your-valentines-day-this-year/) - February is often seen as a month of romance, a time to be swept away by heart-shaped boxes of chocolate, intimate dinners, and the rush of butterflies that accompanies new love. Not many people appreciate the irony that Valentine’s Day follows on the heels of January, known as “Divorce Month” in legal circles. January typically
- [How to Have a Happy (and Safe) Holiday Season!](https://lkmoneymgmt.com/holidays/how-to-have-a-happy-and-safe-holiday-season/) - Staying Close Even When We’re Apart As predicted, Coronavirus cases began to rise after Thanksgiving weekend, causing many families to plan to stay home for the rest of the winter holidays. The new CDC guidelines call for limiting holiday gatherings all the way through the New Year. Of course, just because we cannot gather in
- [Coronavirus Pandemic Fuels Surge in Online Banking… Are You Ready for Virtual Banking?](https://lkmoneymgmt.com/technology-and-seniors/are-you-ready-for-virtual-banking/) - The Coronavirus pandemic has affected almost every aspect of our lives, from how and where we eat, shop, attend religious services, or see a doctor, to how we perform one of the most essential services of all – banking. In the past, most banking services were done in person or via a drive-through window. In
- [Celebrating Senior Citizen Day [August 21st]](https://lkmoneymgmt.com/uncategorized/senior-citizen-day/) - “Do not regret growing older. It is a privilege denied to many.” The source of this famous quote is unknown, but the words still ring true. August 21 is National Senior Citizen Day, a time to celebrate all those who have enjoyed the privilege of growing older. Rest assured; this
- [Personal Budgeting Post-Covid](https://lkmoneymgmt.com/money-management/personal-budgeting-post-covid/) - Perhaps you have always been a careful budgeter, accounting for every dollar earned and penny spent. Or, maybe you have never focused closely on your household budget. Either way, the Coronavirus crisis and its economic impact on millions of Americans has highlighted the importance of budgeting and building an emergency fund. There are several different
- [How to Co-Parent During a Pandemic](https://lkmoneymgmt.com/divorce/how-to-co-parent-during-a-pandemic/) - Co-parenting can be a challenge during normal times, but the recent Coronavirus pandemic has made it even tougher to navigate. Traveling back and forth between homes may have caused frustration related to school, work, or extra-curricular activity schedules during pre-pandemic times, but depending on each family’s unique situation, it may currently be a health risk.
- [Staying Connected Even When We Are Apart](https://lkmoneymgmt.com/aging/staying-connected-even-when-we-are-apart/) - “Shelter in place.” “Self-isolate.” “Flatten the curve.” Whatever you call it, the coronavirus has made staying inside, alone or with family, a challenge for all of us. These challenges can be magnified for seniors who may have special health concerns or require assistance with the basic activities of daily living. Seniors are especially vulnerable to
- [Why I Do What I Do](https://lkmoneymgmt.com/personal/why-i-do-what-i-do/) - After a successful career as a senior IT executive with Reuters, a global news and information company, I had a new career decision to make. The decision I made was the result of an emotional and deeply personal experience, and I made it quickly. As I took inventory of my life’s accomplishment I looked back
- [Easy Ways to Save Money (on a Post Divorce Budget)](https://lkmoneymgmt.com/money-management/postdivorcebudget/) - Saving money after divorce may sound like a daunting task. With two households to fund instead of one, and expenses being individual as opposed to shared, it can be challenging, but not impossible. Planning is key! Having a budget is essential for anyone hoping to save money. If you don’t know where your money is
- [Resolutions for Seniors](https://lkmoneymgmt.com/uncategorized/resolutions-for-seniors/) - It’s 2020! Gyms are overcrowded, cigarette sales are dropping, and for the next couple of weeks people will enthusiastically, albeit perhaps temporarily adhere to their resolutions. While self-improvement is an admirable goal, resolutions made in January are often unsustainable. With that in mind, here are a few suggestions for resolutions that won’t be too difficult
- [Keeping the Senior Brain Sharp](https://lkmoneymgmt.com/aging/keeping-the-senior-brain-sharp/) - Keeping the Senior Brain Sharp “Use it or lose it” is an old cliché that is especially accurate when applied to cognitive function. While nothing can stop the aging process, it can be slowed. Experts recommend keeping both the mind and body active in order to maintain a sharp brain. Take Yourself Out for a
- [Gift Ideas for Aging Loved Ones](https://lkmoneymgmt.com/aging/gift-ideas-for-aging-loved-ones/) - The holiday season is fast approaching. Whether you celebrate Christmas, Hanukkah, Kwanzaa, or any other family tradition, you will likely be thinking of gift-giving over the next month or so. While choosing just the right gift can be a challenge, selecting something appropriate for elderly loved ones is often especially tricky. By the time they
- [Medicare Open Enrollment Has Begun](https://lkmoneymgmt.com/aging/medicare-open-enrollment-has-begun/) - For 2020 coverage, open enrollment for Medicare will run from October 15, 2019, to December 7, 2019. During the annual enrollment period you can sign up or make changes to your existing coverage. If you are currently receiving Social Security benefits, you are automatically enrolled in Medicare Parts A and B. If you're turning 65
- [Shining a Light on Alzheimer’s Dementia During World Alzheimer’s Month](https://lkmoneymgmt.com/aging/shining-a-light-on-alzheimers-dementia-during-world-alzheimers-month/) - According to the CDC, Alzheimer’s is the sixth leading cause of death in the United States. This means that there is a very good chance that you or someone you love could eventually face this disease for which there is no cure or effective treatments. In recognition of World Alzheimer’s Month, we are shining a
- [Downsizing Dilemma: Letting Go of Your ‘Stuff’](https://lkmoneymgmt.com/aging/downsizing-dilemma-letting-go-of-your-stuff/) - As life circumstances change, downsizing may become part of the plan. Children grow up and move out, and large family homes may no longer be practical or necessary. Whether considering a move to a smaller home, condo, assisted living or nursing home, odds are that you will be leaving a home filled with memories, mementos
- [Choosing a Home Health Aide: The Experts Weigh In](https://lkmoneymgmt.com/aging/choosing-a-home-health-aide-the-experts-weigh-in/) - How can you tell when a loved one needs help at home? The signs may be subtle…lapsed personal hygiene, an empty refrigerator, significant memory gaps or the home no longer being adequately cleaned. Or, there may be more obvious indicators…a significant medical event, illness or hospitalization that leaves your loved one unable to continue living
- [Caring for a Loved One When You Don’t Live Nearby](https://lkmoneymgmt.com/aging/caring-for-a-loved-one-when-you-dont-live-nearby/) - More than 34 million Americans provide unpaid care to an adult relative, according to a recent AARP study. While it can be rewarding, being a caregiver can also be stressful and complicated, particularly for the 11% of caregivers who live an hour or more away from their loved one. The geographic distance often places an
- [How to Curb the High Cost of Prescription Medications](https://lkmoneymgmt.com/aging/how-to-curb-the-high-cost-of-prescription-medications/) - A recent study by the Centers for Disease Control (CDC) found that more than 11 percent of adults in the United States don’t take their medications as prescribed as a way to cut costs. Among the uninsured, that figure jumps to more than 33 percent. Prescription medication pricing varies widely, and those who lack insurance
- [Smoothing the Transition to Assisted Living](https://lkmoneymgmt.com/aging/smoothing-the-transition-to-assisted-living/) - Many seniors prefer to remain in their own homes as they age. But for some, living independently is no longer an option. Assisted living can offer seniors a safe and supportive living community while continuing the sense of independence that they cherish. Yet making the move can be fraught with emotion. Change is difficult for
- [Is it Time for Your Loved One to Stop Driving?](https://lkmoneymgmt.com/aging/is-it-time-for-your-loved-one-to-stop-driving/) - Remember the exhilaration of passing your road test and the sense of independence that came with finally being able to drive? Now imagine the flip side of that – the loss of independence, coupled with fear and resentment that could accompany the end of your driving days. That is the emotional state that seniors may
- [Resource for sleep related disorders](https://lkmoneymgmt.com/uncategorized/resource-for-sleep-related-disorders/) - Check out this link for important information about sleep related disorders: https://www.tuck.com/
- [When Relatives Don't Agree](https://lkmoneymgmt.com/communication/when-relatives-dont-agree/) - When it comes to aging parents, there are many familial conflicts that can arise. As mothers and fathers get older it seems that all of us become experts in caring for an elderly loved one; all of us seem to have their "best interests" in mind. Still, as you may know yourself, mutual understanding among
- [How to Tell Your Kids that Grandma or Grandpa has Dementia](https://lkmoneymgmt.com/dememtia/how-to-tell-your-kids-that-grandma-or-grandpa-has-dementia/) - Understanding and coping with a parent or loved one with dementia can be extremely emotional and stressful for adults and even more so for young children. Grandparents hold a very special place in a child's life, and children understandably can be confused and worried when Grandma or Grandpa start to act strange, especially when there
- [The Importance of Sleep for Seniors](https://lkmoneymgmt.com/uncategorized/the-importance-of-sleep-for-seniors/) - Many people begin to experience sleep problems as they age. The elderly find themselves unable to easily fall asleep or incapable of sleeping through the night. What starts out as a nuisance can turn into a serious issue, with energy, stamina, and health compromised by the inability to get a "good night's" sleep. Sleep is
- [Organize Important Papers Now](https://lkmoneymgmt.com/uncategorized/organize-important-papers-now/) - You never know when something will happen, do you? In the blink of an eye an emergency can occur that is fraught with stress and emotion. Decisions must be made and important papers and documentation are required but are nowhere to be found. This is a difficult situation that befalls many seniors and their caregivers.
- [How to Help Seniors On Election Day](https://lkmoneymgmt.com/uncategorized/how-to-help-seniors-on-election-day/) - Let me ask you: do you have a senior loved one who is going to vote in this year's election? Do you know why it is important that s/he does vote? Are you prepared to assist them? Regardless of age, casting a ballot in local, state, and federal elections is both a civic duty and
- [Why Use a Daily Money Manager](https://lkmoneymgmt.com/money-management/why-use-a-daily-money-manager/) - There can come a point when paying bills, reviewing insurance coverages, banking and even handling personal monetary matters such as creating a practical household budget, becomes overwhelming and stressful with no end in sight. When these are the circumstances in which you or your loved ones find themselves, hiring a daily money manager might be
- [HELP IN TIMES OF TRANSITION](https://lkmoneymgmt.com/money-management/help-in-times-of-transition/) - The death of a significant other can be emotionally devastating. So, too, can a marriage torn apart by divorce. The emotional trauma of each, whether sudden or built up over time, can be exacerbated by confusion about "practical" matters that are integral to the transition process. Both situations require a period of adjustment so that
- [Hey Doc, What Did You Say?](https://lkmoneymgmt.com/medical-visits/hey-doc-what-did-you-say/) - As people grow older, visits to the doctor become more frequent. A team of general doctors and assorted specialists are often required to monitor an elderly person's health and wellbeing. Unexpected complications, perhaps due to changing lifestyle and medications, can be even more serious if not attended to by the appropriate medical expert. During many
- [The Importance of Having a Will](https://lkmoneymgmt.com/senior-planning/the-importance-of-having-a-will/) - No one really wants to think about his or her own death. It is an extremely foreboding thought and makes uncomfortable conversation. Failing to make plans for one's own passing, however, doesn't mean that it will never happen. Having a will is important for adults of all ages. A will is the only way
- [How to Beat the Winter Blues](https://lkmoneymgmt.com/fitness-for-seniors/how-to-beat-the-winter-blues/) - Winter can be tough for most everyone but especially so for senior adults. The weather is cold and nasty, slippery sidewalks and roads make getting outside almost impossible, and the shortened days and longer hours of darkness add to the gloom that may lay heavy at this time of year. Staying inside without ample opportunities
- [Why Their History Matters  (Your Senior's Legacy for Future Generations)](https://lkmoneymgmt.com/aging/why-their-history-matters-your-seniors-legacy-for-future-generations/) - "Grandma, tell me about where you grew up?" "What do you mean I look like Uncle Bob when he was a little boy?" "You didn't have a television OR an iPhone?!" Who among us hasn't heard the children in our families ask these sorts of questions or ponder what life was like back when
- [Web Surfing for Seniors/ Exploring the Internet](https://lkmoneymgmt.com/technology-and-seniors/web-surfing-for-seniors-exploring-the-internet/) - The Internet has changed all of our lives, and in my opinion no single demographic has been impacted by this technology more than seniors. You might not automatically associate the Internet with the senior population but once they learn the basics of navigating the web they're ready, able and more than willing to jump in
- [Keeping Your Senior Safe in Winter](https://lkmoneymgmt.com/families-with-seniors/keeping-your-senior-safe-in-winter/) - Sleet and slush, icy sidewalks, cold winds and even colder temperatures all serve to make winter challenging for everyone but even more so for seniors. With their reduced ease of mobility and a greater sensitivity to cold seniors can definitely suffer more during the harsh months of winter. Here are some suggestions on how to help
- [The Warning Signs of Dementia](https://lkmoneymgmt.com/aging/the-warning-signs-of-dementia/) - My Mom couldn't find her keys? Could it be dementia? Dad forgot the way home? Could it be dementia? There's paperwork and bills piling up at my parent's home? Could it be dementia? Few things seem as scary as when an elderly family member starts to exhibit the early warning signs of dementia, causing you
- [What To Do When Seniors/Parents Need Help But Don't Want Help](https://lkmoneymgmt.com/aging/what-to-do-when-seniorsparents-need-help-but-dont-want-help/) - Your Mom refuses to stop standing on the step stool while she puts away the groceries but she doesn't want help. Your Dad continually forgets to take his medications but he doesn't want help. Your parent's home is dirty and their clothes don't look all that clean either but they don't want help. These scenarios
- [Traveling for Seniors](https://lkmoneymgmt.com/traveling-for-seniors/traveling-for-seniors/) - For most people travel is an eagerly anticipated and highly enjoyable experience. Exploring new places, experiencing different cultures, eating exotic cuisines, and visiting family and friends who live afar are all good for the mind, body and soul. And the thrill of travel doesn't have to change when you are a senior or are travelling
- [Exercise and Fitness for Seniors](https://lkmoneymgmt.com/senior-exercise/exercise-and-fitness-for-seniors/) - We’ve long dispensed with the idea that as we age we are supposed to be sedentary and spend our time lounging on the recliner with the remote in hand. In fact, just the opposite is true. Studies show that an active lifestyle is critically important in helping seniors maintain their mental faculties and physical health.
- [Outdoor Activities For Seniors](https://lkmoneymgmt.com/families-with-seniors/outdoor-activities-for-seniors/) - Taking advantage of the summer's warm weather and sunny skies is beneficial for people of all ages. Everyone (and I mean everyone!) is encouraged to enjoy the season's longer days, and not just to absorb some vitamin D but also for rest and relaxation! For seniors especially, the cold temperatures and snow of winter have
- [How to Select a Caregiver](https://lkmoneymgmt.com/families-with-seniors/how-to-select-a-caregiver/) - The time has come. Mom and/or Dad are no longer able to care for themselves so it is now necessary to hire a caregiver to help tend to their needs. It's an important decision and can be fraught with lots of concerns. Here are some important points that will help you when choosing a caregiver
- [It's The Holiday Season. Don't Forget Your Senior Loved Ones](https://lkmoneymgmt.com/families-with-seniors/its-the-holiday-season-dont-forget-your-senior-loved-ones/) - Everyone loves the holidays, right? Mmmm, not so fast because along with the fun and festivities is the stress and aggravation of shopping, planning, preparing and hosting that comes ON TOP OF work and caring for the family. It's a precarious juggle. And the season seems to start earlier and earlier doesn't it? Halloween costumes
- [The Role of the Daily Money Manager](https://lkmoneymgmt.com/money-management/the-role-of-the-daily-money-manager/) - It’s difficult to find someone who likes bill paying and dealing with paperwork and the administrative minutia that are simply part of our day-to-day lives. From seniors to busy executives, from an inability to sort through it all to just being too darn busy to get to it, a Daily Money Manager can be a
- [Medicare Will Cover My Stay in a Rehabilitation Facility. Mmm, Maybe Not!](https://lkmoneymgmt.com/uncategorized/medicare-will-cover-my-stay-in-a-rehabilitation-facility-mmm-maybe-not/) - Consider this. You have Medicare coverage. You've been in the hospital for three or four days and your doctor determines that you need to go to a rehabilitation facility (also referred to as a Skilled Nursing Facility - SNF) for further treatment. Great! You think help is on the way and of course, Medicare will
- [Newly Divorced and Don't Have Time For Paperwork?  A Daily Money Manager Can Help! ](https://lkmoneymgmt.com/uncategorized/newly-divorced-and-dont-have-time-for-paperwork-a-daily-money-manager-can-help/) - Getting divorced isn't easy. Acrimonious or not, divorce represents a huge change in well, pretty much everything. There are new roles and responsibilities, a re-engineering of how you spend your time and with whom - lots of adjustments must be made. And sometimes it can be overwhelming, for on top of what might be a
- [Addressing Difficult Topics With Mom and Dad](https://lkmoneymgmt.com/communication/addressing-difficult-topics-with-mom-and-dad/) - No matter how old you are it seems that you are always your parents' little girl or little boy. You may even be a senior yourself but in some situations the parent-child relationship remains firmly in place. And this is certainly true when it is time to have a difficult conversation with your elderly parent/s
- [Aging in Place](https://lkmoneymgmt.com/aging/aging-in-place/) - Home: It's a word evocative of familiarity, comfort, security and happiness at any stage of life but even more so as we age and, for many seniors, home is exactly where they want to stay as they get on in years. For most seniors aging in place is entirely doable and here are just a
- [Why You May Need an Elder Law Attorney ](https://lkmoneymgmt.com/elder-law-attorney/why-you-may-need-an-elder-law-attorney/) - Who hasn't heard the old cliché, getting old isn't for sissies. The truth is that as you age, the cliché becomes more and more accurate. We all know that "stuff" happens as we become older and at some point, some or all of these issues will probably come knocking on the door of everyone who
- [When to Hire a Daily Money Manager](https://lkmoneymgmt.com/money-management/when-to-hire-a-daily-money-manager/) - Paying bills, filling out forms, sorting out the “junk” mail from the “real” mail, balancing the checkbook, transferring funds from one account to another and staying on top of all of the administrative details that comprise our lives can be time consuming and bothersome for everyone. For many seniors and other folks who haven’t had
- [Getting Your Elderly Parents Ready to Relocate](https://lkmoneymgmt.com/aging/getting-your-elderly-parents-ready-to-relocate/) - It's getting to be that time. Your elderly parents live in the same house that they've lived in for endless years. It's big and requires lots of upkeep, not to mention the many stairs that have to be navigated each and every day. Perhaps their health or memory is failing or they are far away

## Pages

- [Homepage](https://lkmoneymgmt.com/) - Money manager, Daily Money Managers at East Rockaway NY, Oceanside NY, Rockville Centre NY, Valley Stream NY, Nassau County NY, Queens NY, NYC, New York
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- [Seniors and Retirees](https://lkmoneymgmt.com/money-management-services/seniors-and-retirees/) - Lkmoneymgmt.com offers Financial Management Services, Money manager for seniors at East Rockaway NY, Oceanside NY, Rockville Centre NY, Valley Stream NY, Nassau County NY, Queens NY, NYC, and New York
- [Busy Professionals](https://lkmoneymgmt.com/money-management-services/busy-professionals/) - Lkmoneymgmt.com offers Certified Senior Advisor, Bill Paying Service at East Rockaway NY, Oceanside NY, Rockville Centre NY, Valley Stream NY, Nassau County NY, Queens NY, NYC, and New York
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- [Families of Seniors](https://lkmoneymgmt.com/money-management-services/families-of-seniors/) - Lkmoneymgmt.com offers Personal Money Manager, Personal Financial Management at East Rockaway NY, Oceanside NY, Rockville Centre NY, Valley Stream NY, Nassau County NY, Queens NY, NYC, and New York
- [Frequently Asked Questions](https://lkmoneymgmt.com/frequently-asked-questions/) - Lkmoneymgmt.com offers Financial Management Services, Money manager for seniors Service at East Rockaway NY, Oceanside NY, Rockville Centre NY, Valley Stream NY, Nassau County NY, Queens NY, NYC, and New York
- [Testimonials](https://lkmoneymgmt.com/testimonials/) - Lkmoneymgmt.com offers Certified Senior Advisor, Bill Paying Service at East Rockaway NY, Oceanside NY, Rockville Centre NY, Valley Stream NY, Nassau County NY, Queens NY, NYC, and New York
- [Links](https://lkmoneymgmt.com/links/) - Money Management Resources Provided by LK Daily Money Management Caregivers and Caregiving in America Adult Day Services American Cancer Society American Diabetes Association Meals on Wheels National Council on Aging National Family Caregivers Association National Hospice Organization National Institute of Neurological Disorders & Stroke
- [Daily Money Management Services  ](https://lkmoneymgmt.com/money-management-services/) - We help people simplify their everyday financial lives LK Daily Money Management serves a wide range of individuals and families including: Families with senior members who need help with money management Seniors who want to maintain their independence but need help with paperwork Busy professionals and people who travel often and need reliable money management Widows, widowers, divorcees and

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## Portfolio

- [A busy professional or traveler](https://lkmoneymgmt.com/portfolio/a-busy-professional-or-traveler/) - who needs bills and paperwork reliably handled
- [A widow, widower, or divorcee](https://lkmoneymgmt.com/portfolio/a-widow-widower-divorcee-or-other-person-in-transition/) - not accustomed to managing your own household finances
- [A senior who wants to maintain independence](https://lkmoneymgmt.com/portfolio/a-senior-who-wants-to-maintain-independence/) - without the burden of complicated paperwork
- [A Family with a Senior](https://lkmoneymgmt.com/portfolio/families-with-seniors/) - whose routine finances need management and monitoring

## Testimonials

- [Philip V. Bouklas](https://lkmoneymgmt.com/testimonial/philip-v-bouklas/) - As an attorney practicing in the fields of trusts and estates and elder planning for the past fourteen years, I can attest that it is rare to come across someone such as yourself who has the ability to dissect and analyze all aspects of a client’s affairs so thoroughly and professionally, yet also be compassionate, devoted and sensitive
- [Constance Wain Schwartz](https://lkmoneymgmt.com/testimonial/constance-wain-schwartz/) - I am eager to share what I have experienced with Lewis Knopf as a valued Financial Advisor and his impact on the quality of my life. Lewis came to my attention through my Elder Care attorney when my husband, Melvin, was in an advancing stage of Alzheimer's disease. At that time, we were fortunate to
- [Michael L. Pfeifer](https://lkmoneymgmt.com/testimonial/michael-l-pfeifer/) - I am an attorney who practices in the elder law, estate planning and special needs areas of the law. I had a client who needed someone to manage her finances. She has children who do not get along: picking all of them as trustees or one as trustee over the others would have been disastrous.
- [Doris](https://lkmoneymgmt.com/testimonial/doris/) - Out of the quagmire of many hours with forms and bills and such you came to us like soothing balm to help with your special touch. How fortunate to meet a man — compassionate, caring and smart. To offer help and clear the way for us to make a good start to straighten out our
- [Rhoda Pedowitz](https://lkmoneymgmt.com/testimonial/rhoda-pedowitz/) - Lewis Knopf has been managing the finances for two of my very close family members, and he has been doing a phenomenal job! They are retired seniors and due to a number of circumstances, are unable to take care of financial matters. Lewis is on top of everything. His communications with Banks, Agencies, Social Service
- [Francis Cohen](https://lkmoneymgmt.com/testimonial/francis-cohen/) - My husband and I are presently living in an assisted living facility. Lewis Knopf has been caring for us for several years. He handles all our finances, which entails overseeing investments and paying bills. He visits us and also takes care of our special needs. We trust him completely and recommend him to anyone in

## Categories

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- [Selecting a Caregiver](https://lkmoneymgmt.com/category/selecting-a-caregiver/)
- [Traveling for Seniors](https://lkmoneymgmt.com/category/traveling-for-seniors/)
- [Senior Exercise](https://lkmoneymgmt.com/category/senior-exercise/)
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- [Winter blues](https://lkmoneymgmt.com/category/winter-blues/)
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## Tags

- [Rehabilitation Facilities](https://lkmoneymgmt.com/tag/rehabilitation-facilities/)
- [Divorced](https://lkmoneymgmt.com/tag/divorced/)
- [scams](https://lkmoneymgmt.com/tag/scams/)
- [financial abuse](https://lkmoneymgmt.com/tag/financial-abuse/)
- [caregiving](https://lkmoneymgmt.com/tag/caregiving/)
- [credit](https://lkmoneymgmt.com/tag/credit/)
- [marriage](https://lkmoneymgmt.com/tag/marriage/)
- [budgeting](https://lkmoneymgmt.com/tag/budgeting/)

## Portfolio category

- [Main page](https://lkmoneymgmt.com/portfoliocat/main-page/)